Call reports 2012
CIBM BANK — 2012
What CIBM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 499,757,000 | 492,531,000 | 476,484,000 | 470,957,000 |
| Total loans | 347,547,000 | 329,898,000 | 326,576,000 | 317,706,000 |
| Allowance for loan losses | 16,005,000 | 12,158,000 | 12,237,000 | 11,329,000 |
| Securities available for sale | 88,345,000 | 78,770,000 | 83,983,000 | 86,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 11,242,000 | 4,276,000 | 3,273,000 |
| Total deposits | 432,194,000 | 421,907,000 | 408,898,000 | 401,620,000 |
| Interest-bearing deposits | 365,345,000 | 354,603,000 | 343,147,000 | 340,899,000 |
| Noninterest-bearing deposits | 66,850,000 | 67,304,000 | 65,751,000 | 60,721,000 |
| Equity capital | 53,435,000 | 55,435,000 | 56,512,000 | 56,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,726,000 | 11,153,000 | 16,261,000 | 21,265,000 |
| Interest expense | 924,000 | 1,778,000 | 2,531,000 | 3,218,000 |
| Net interest income | 4,802,000 | 9,375,000 | 13,730,000 | 18,047,000 |
| Noninterest income | -64,000 | -347,000 | -346,000 | -242,000 |
| Noninterest expense | 4,349,000 | 8,827,000 | 13,115,000 | 17,676,000 |
| Provision for loan losses | 101,000 | -2,588,000 | -2,413,000 | -3,076,000 |
| Pretax income | 160,000 | 1,367,000 | 2,014,000 | 2,556,000 |
| Income tax | 7,000 | 154,000 | 57,000 | 57,000 |
| Net income | 153,000 | 1,213,000 | 1,957,000 | 2,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,126,000 | 57,193,000 | 57,942,000 | 58,482,000 |
| Total capital | 61,470,000 | 62,232,000 | 62,834,000 | 63,308,000 |
| Risk-weighted assets | 416,822,000 | 396,356,000 | 384,068,000 | 379,617,000 |