Call reports 2011
CIBM BANK — 2011
What CIBM BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 570,091,000 | 548,346,000 | 511,018,000 | 500,153,000 |
| Total loans | 397,909,000 | 381,780,000 | 362,616,000 | 356,804,000 |
| Allowance for loan losses | 14,836,000 | 14,863,000 | 15,385,000 | 16,016,000 |
| Securities available for sale | 110,503,000 | 102,710,000 | 95,655,000 | 89,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,920,000 | 472,557,000 | 439,735,000 | 431,126,000 |
| Interest-bearing deposits | 436,849,000 | 414,524,000 | 379,407,000 | 364,070,000 |
| Noninterest-bearing deposits | 58,072,000 | 58,033,000 | 60,327,000 | 67,056,000 |
| Equity capital | 56,755,000 | 55,674,000 | 54,883,000 | 52,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,673,000 | 13,065,000 | 19,310,000 | 25,326,000 |
| Interest expense | 1,639,000 | 3,192,000 | 4,450,000 | 5,468,000 |
| Net interest income | 5,034,000 | 9,873,000 | 14,860,000 | 19,858,000 |
| Noninterest income | -397,000 | -170,000 | 189,000 | -301,000 |
| Noninterest expense | 4,592,000 | 9,233,000 | 13,689,000 | 18,359,000 |
| Provision for loan losses | 1,105,000 | 2,771,000 | 4,410,000 | 6,378,000 |
| Pretax income | -1,112,000 | -2,376,000 | -3,181,000 | -5,468,000 |
| Income tax | 0 | 16,000 | 34,000 | 22,000 |
| Net income | -1,112,000 | -2,392,000 | -3,215,000 | -5,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,332,000 | 59,060,000 | 58,238,000 | 55,970,000 |
| Total capital | 66,477,000 | 64,989,000 | 63,874,000 | 61,490,000 |
| Risk-weighted assets | 482,882,000 | 465,396,000 | 441,166,000 | 431,114,000 |