Call reports 2010
CIBM BANK — 2010
What CIBM BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 678,205,000 | 645,484,000 | 628,302,000 | 579,958,000 |
| Total loans | 449,314,000 | 429,987,000 | 418,301,000 | 415,397,000 |
| Allowance for loan losses | 16,800,000 | 15,589,000 | 15,067,000 | 14,539,000 |
| Securities available for sale | 170,878,000 | 156,226,000 | 142,063,000 | 126,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,582,000 | 557,979,000 | 543,497,000 | 497,875,000 |
| Interest-bearing deposits | 532,805,000 | 497,852,000 | 485,638,000 | 439,170,000 |
| Noninterest-bearing deposits | 56,778,000 | 60,128,000 | 57,859,000 | 58,704,000 |
| Equity capital | 64,713,000 | 63,631,000 | 57,462,000 | 56,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,992,000 | 15,484,000 | 22,675,000 | 29,789,000 |
| Interest expense | 2,652,000 | 5,105,000 | 7,340,000 | 9,269,000 |
| Net interest income | 5,340,000 | 10,379,000 | 15,335,000 | 20,520,000 |
| Noninterest income | 369,000 | 607,000 | 801,000 | 786,000 |
| Noninterest expense | 4,973,000 | 9,949,000 | 15,552,000 | 20,562,000 |
| Provision for loan losses | 2,634,000 | 5,083,000 | 11,693,000 | 15,319,000 |
| Pretax income | -1,898,000 | -4,101,000 | -11,322,000 | -15,162,000 |
| Income tax | 31,000 | 52,000 | 66,000 | 161,000 |
| Net income | -1,929,000 | -4,153,000 | -11,388,000 | -15,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,617,000 | 67,404,000 | 61,678,000 | 61,437,000 |
| Total capital | 76,703,000 | 74,164,000 | 68,273,000 | 67,890,000 |
| Risk-weighted assets | 557,190,000 | 531,993,000 | 519,063,000 | 508,189,000 |