Call reports 2009
CIBM BANK — 2009
What CIBM BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 475,329,000 | 814,398,000 | 759,835,000 | 696,018,000 |
| Total loans | 258,300,000 | 509,552,000 | 500,421,000 | 473,710,000 |
| Allowance for loan losses | 6,732,000 | 16,548,000 | 19,755,000 | 16,104,000 |
| Securities available for sale | 147,856,000 | 214,993,000 | 196,301,000 | 181,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,542,000 | 695,976,000 | 647,892,000 | 596,326,000 |
| Interest-bearing deposits | 351,758,000 | 629,454,000 | 587,501,000 | 536,850,000 |
| Noninterest-bearing deposits | 32,785,000 | 66,522,000 | 60,391,000 | 59,476,000 |
| Equity capital | 49,512,000 | 76,587,000 | 72,018,000 | 65,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,006,000 | 20,840,000 | 30,087,000 | 38,761,000 |
| Interest expense | 2,589,000 | 9,949,000 | 14,290,000 | 17,646,000 |
| Net interest income | 3,417,000 | 10,891,000 | 15,797,000 | 21,115,000 |
| Noninterest income | 162,000 | 800,000 | 1,315,000 | 1,495,000 |
| Noninterest expense | 2,674,000 | 10,985,000 | 16,873,000 | 22,560,000 |
| Provision for loan losses | 1,590,000 | 9,388,000 | 19,388,000 | 24,650,000 |
| Pretax income | -685,000 | -8,157,000 | -18,810,000 | -24,451,000 |
| Income tax | 0 | 350,000 | 422,000 | 391,000 |
| Net income | -685,000 | -8,507,000 | -19,232,000 | -24,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,822,000 | 86,074,000 | 77,363,000 | 71,735,000 |
| Total capital | 59,037,000 | 94,150,000 | 85,148,000 | 79,120,000 |
| Risk-weighted assets | 334,668,000 | 637,618,000 | 610,835,000 | 582,072,000 |