Call reports 2007
CIBM BANK — 2007
What CIBM BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 448,439,000 | 428,159,000 | 456,078,000 | 472,838,000 |
| Total loans | 250,879,000 | 241,190,000 | 252,618,000 | 255,449,000 |
| Allowance for loan losses | 13,689,000 | 13,216,000 | 13,007,000 | 9,062,000 |
| Securities available for sale | 162,715,000 | 151,138,000 | 152,885,000 | 165,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,739,000 | 351,072,000 | 350,739,000 | 364,766,000 |
| Interest-bearing deposits | 327,135,000 | 320,572,000 | 316,556,000 | 330,990,000 |
| Noninterest-bearing deposits | 32,604,000 | 30,500,000 | 34,183,000 | 33,777,000 |
| Equity capital | 55,221,000 | 56,452,000 | 57,963,000 | 57,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,486,000 | 13,722,000 | 20,423,000 | 27,410,000 |
| Interest expense | 3,551,000 | 6,977,000 | 10,488,000 | 14,284,000 |
| Net interest income | 2,935,000 | 6,745,000 | 9,935,000 | 13,126,000 |
| Noninterest income | 148,000 | 830,000 | 790,000 | 905,000 |
| Noninterest expense | 2,971,000 | 5,692,000 | 8,369,000 | 11,279,000 |
| Provision for loan losses | 2,975,000 | -8,000 | 867,000 | 1,717,000 |
| Pretax income | -2,863,000 | 1,891,000 | 1,489,000 | 1,035,000 |
| Income tax | 0 | 0 | 0 | 274,000 |
| Net income | -2,863,000 | 1,891,000 | 1,489,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,637,000 | 58,491,000 | 58,092,000 | 56,367,000 |
| Total capital | 60,699,000 | 62,331,000 | 62,078,000 | 60,349,000 |
| Risk-weighted assets | 315,359,000 | 297,720,000 | 309,835,000 | 313,520,000 |