Call reports 2006
CIBM BANK — 2006
What CIBM BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 558,665,000 | 547,799,000 | 511,409,000 | 469,534,000 |
| Total loans | 249,276,000 | 259,192,000 | 245,685,000 | 228,326,000 |
| Allowance for loan losses | 14,853,000 | 15,432,000 | 11,819,000 | 10,765,000 |
| Securities available for sale | 220,025,000 | 199,914,000 | 192,609,000 | 170,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,489,000 | 469,295,000 | 423,558,000 | 375,025,000 |
| Interest-bearing deposits | 441,060,000 | 430,633,000 | 385,603,000 | 341,074,000 |
| Noninterest-bearing deposits | 41,429,000 | 38,662,000 | 37,955,000 | 33,951,000 |
| Equity capital | 46,593,000 | 47,873,000 | 58,005,000 | 57,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,133,000 | 14,729,000 | 22,314,000 | 29,880,000 |
| Interest expense | 3,905,000 | 8,092,000 | 12,352,000 | 16,293,000 |
| Net interest income | 3,228,000 | 6,637,000 | 9,962,000 | 13,587,000 |
| Noninterest income | 283,000 | 1,165,000 | 2,070,000 | 2,821,000 |
| Noninterest expense | 3,782,000 | 7,391,000 | 10,891,000 | 16,607,000 |
| Provision for loan losses | 0 | -1,500,000 | -5,600,000 | -3,803,000 |
| Pretax income | -271,000 | 1,911,000 | 6,741,000 | 3,604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -271,000 | 1,911,000 | 6,741,000 | 3,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,576,000 | 52,758,000 | 60,262,000 | 59,494,000 |
| Total capital | 54,882,000 | 57,080,000 | 64,428,000 | 63,325,000 |
| Risk-weighted assets | 333,951,000 | 334,679,000 | 325,647,000 | 299,875,000 |