Call reports 2002
CIBM BANK — 2002
What CIBM BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 901,909,000 | 920,078,000 | 994,141,000 | 1,124,277,000 |
| Total loans | 712,830,000 | 738,212,000 | 834,298,000 | 996,975,000 |
| Allowance for loan losses | 9,848,000 | 9,974,000 | 10,308,000 | 11,438,000 |
| Securities available for sale | 109,566,000 | 88,968,000 | 82,668,000 | 70,191,000 |
| Securities held to maturity | 36,437,000 | 36,301,000 | 36,676,000 | 29,497,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 795,376,000 | 804,207,000 | 874,986,000 | 918,376,000 |
| Interest-bearing deposits | 748,995,000 | 737,230,000 | 799,579,000 | 847,288,000 |
| Noninterest-bearing deposits | 46,381,000 | 66,977,000 | 75,407,000 | 71,088,000 |
| Equity capital | 75,474,000 | 77,753,000 | 80,549,000 | 91,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,574,000 | 27,496,000 | 41,665,000 | 57,661,000 |
| Interest expense | 6,823,000 | 13,593,000 | 20,396,000 | 27,388,000 |
| Net interest income | 6,751,000 | 13,903,000 | 21,269,000 | 30,273,000 |
| Noninterest income | 252,000 | 595,000 | 1,089,000 | 1,353,000 |
| Noninterest expense | 3,686,000 | 7,493,000 | 13,040,000 | 16,655,000 |
| Provision for loan losses | 713,000 | 1,816,000 | 3,224,000 | 4,784,000 |
| Pretax income | 2,694,000 | 5,712,000 | 7,139,000 | 11,234,000 |
| Income tax | 929,000 | 1,879,000 | 2,238,000 | 3,675,000 |
| Net income | 1,765,000 | 3,833,000 | 4,901,000 | 7,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,597,000 | 76,666,000 | 79,732,000 | 90,331,000 |
| Total capital | 84,445,000 | 86,640,000 | 90,040,000 | 101,769,000 |
| Risk-weighted assets | 803,066,000 | 847,688,000 | 877,479,000 | 963,548,000 |