Call reports 2001
CIBM BANK — 2001
What CIBM BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 802,700,000 | 826,595,000 | 819,958,000 | 876,516,000 |
| Total loans | 635,134,000 | 663,759,000 | 657,192,000 | 721,676,000 |
| Allowance for loan losses | 8,260,000 | 8,761,000 | 9,062,000 | 9,522,000 |
| Securities available for sale | 90,892,000 | 88,842,000 | 89,865,000 | 90,059,000 |
| Securities held to maturity | 54,161,000 | 44,847,000 | 43,121,000 | 39,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 712,609,000 | 726,374,000 | 714,892,000 | 757,125,000 |
| Interest-bearing deposits | 669,700,000 | 674,130,000 | 662,954,000 | 700,787,000 |
| Noninterest-bearing deposits | 42,909,000 | 52,244,000 | 51,937,000 | 56,338,000 |
| Equity capital | 67,154,000 | 69,509,000 | 71,969,000 | 74,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 15,936,000 | 31,631,000 | 46,341,000 | 60,449,000 |
| Interest expense | 9,713,000 | 18,844,000 | 27,199,000 | 34,503,000 |
| Net interest income | 6,223,000 | 12,787,000 | 19,142,000 | 25,946,000 |
| Noninterest income | 351,000 | 753,000 | 1,098,000 | 1,581,000 |
| Noninterest expense | 3,026,000 | 6,100,000 | 9,397,000 | 12,865,000 |
| Provision for loan losses | 497,000 | 955,000 | 1,468,000 | 1,989,000 |
| Pretax income | 3,324,000 | 6,758,000 | 9,774,000 | 13,072,000 |
| Income tax | 1,073,000 | 2,183,000 | 3,212,000 | 4,381,000 |
| Net income | 2,251,000 | 4,585,000 | 6,592,000 | 8,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,865,000 | 68,199,000 | 70,206,000 | 72,832,000 |
| Total capital | 74,125,000 | 76,961,000 | 79,268,000 | 82,354,000 |
| Risk-weighted assets | 718,567,000 | 735,764,000 | 744,319,000 | 810,132,000 |