Call report 2007Q4
BANK OF CHOICE — 2007Q4
The 22 measures BANK OF CHOICE reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 547,039,000 | USD | evidence → |
| Total loans | 423,572,000 | USD | evidence → |
| Allowance for loan losses | 4,643,000 | USD | evidence → |
| Securities available for sale | 9,550,000 | USD | evidence → |
| Securities held to maturity | 20,296,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 424,009,000 | USD | evidence → |
| Interest-bearing deposits | 386,905,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,104,000 | USD | evidence → |
| Equity capital | 42,792,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,208,000 | USD | evidence → |
| Interest expense | 19,917,000 | USD | evidence → |
| Net interest income | 15,291,000 | USD | evidence → |
| Noninterest income | 2,221,000 | USD | evidence → |
| Noninterest expense | 13,160,000 | USD | evidence → |
| Provision for loan losses | 1,080,000 | USD | evidence → |
| Pretax income | 3,272,000 | USD | evidence → |
| Income tax | 996,000 | USD | evidence → |
| Net income | 2,276,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,727,000 | USD | evidence → |
| Total capital | 47,370,000 | USD | evidence → |
| Risk-weighted assets | 473,149,000 | USD | evidence → |