Call report 2004Q4
BANK OF CHOICE — 2004Q4
The 22 measures BANK OF CHOICE reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 298,074,000 | USD | evidence → |
| Total loans | 233,073,000 | USD | evidence → |
| Allowance for loan losses | 2,178,000 | USD | evidence → |
| Securities available for sale | 3,479,000 | USD | evidence → |
| Securities held to maturity | 13,144,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 261,711,000 | USD | evidence → |
| Interest-bearing deposits | 226,583,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,128,000 | USD | evidence → |
| Equity capital | 27,905,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,653,000 | USD | evidence → |
| Interest expense | 4,331,000 | USD | evidence → |
| Net interest income | 10,322,000 | USD | evidence → |
| Noninterest income | 1,019,000 | USD | evidence → |
| Noninterest expense | 6,640,000 | USD | evidence → |
| Provision for loan losses | 1,369,000 | USD | evidence → |
| Pretax income | 3,332,000 | USD | evidence → |
| Income tax | 1,132,000 | USD | evidence → |
| Net income | 2,200,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,918,000 | USD | evidence → |
| Total capital | 30,096,000 | USD | evidence → |
| Risk-weighted assets | 251,247,000 | USD | evidence → |