Call report 2003Q4
BANK OF CHOICE — 2003Q4
The 22 measures BANK OF CHOICE reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 192,782,000 | USD | evidence → |
| Total loans | 151,128,000 | USD | evidence → |
| Allowance for loan losses | 1,522,000 | USD | evidence → |
| Securities available for sale | 3,962,000 | USD | evidence → |
| Securities held to maturity | 12,016,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 173,696,000 | USD | evidence → |
| Interest-bearing deposits | 152,306,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,390,000 | USD | evidence → |
| Equity capital | 18,555,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,746,000 | USD | evidence → |
| Interest expense | 3,250,000 | USD | evidence → |
| Net interest income | 6,496,000 | USD | evidence → |
| Noninterest income | 683,000 | USD | evidence → |
| Noninterest expense | 4,189,000 | USD | evidence → |
| Provision for loan losses | 1,065,000 | USD | evidence → |
| Pretax income | 1,925,000 | USD | evidence → |
| Income tax | 690,000 | USD | evidence → |
| Net income | 1,235,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,578,000 | USD | evidence → |
| Total capital | 20,100,000 | USD | evidence → |
| Risk-weighted assets | 182,937,000 | USD | evidence → |