Call reports 2025
UNION BANK, INC. — 2025
What UNION BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 453,431,000 | 402,300,000 | 427,270,000 | 415,050,000 |
| Total loans | 167,492,000 | 175,707,000 | 177,177,000 | 172,512,000 |
| Allowance for loan losses | 1,357,000 | 1,399,000 | 1,481,000 | 1,533,000 |
| Securities available for sale | 220,547,000 | 177,785,000 | 184,229,000 | 173,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,060,000 | 365,906,000 | 387,536,000 | 376,746,000 |
| Interest-bearing deposits | 364,106,000 | 311,633,000 | 333,270,000 | 318,705,000 |
| Noninterest-bearing deposits | 54,954,000 | 54,273,000 | 54,266,000 | 58,041,000 |
| Equity capital | 31,284,000 | 34,018,000 | 37,295,000 | 34,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,405,000 | 9,046,000 | 13,596,000 | 18,315,000 |
| Interest expense | 1,187,000 | 2,477,000 | 3,627,000 | 4,883,000 |
| Net interest income | 3,218,000 | 6,569,000 | 9,969,000 | 13,432,000 |
| Noninterest income | 434,000 | 861,000 | 1,406,000 | 1,874,000 |
| Noninterest expense | 1,828,000 | 3,639,000 | 5,532,000 | 7,388,000 |
| Provision for loan losses | 31,000 | 81,000 | 170,000 | 259,000 |
| Pretax income | 1,791,000 | 3,704,000 | 5,689,000 | 7,667,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,791,000 | 3,704,000 | 5,689,000 | 7,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,690,000 | 40,206,000 | 41,462,000 | 38,066,000 |