Call reports 2024
UNION BANK, INC. — 2024
What UNION BANK, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 390,544,000 | 363,825,000 | 437,267,000 | 409,273,000 |
| Total loans | 158,345,000 | 162,408,000 | 164,816,000 | 166,680,000 |
| Allowance for loan losses | 1,261,000 | 1,347,000 | 1,372,000 | 1,370,000 |
| Securities available for sale | 167,506,000 | 163,547,000 | 201,203,000 | 170,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,430,000 | 334,405,000 | 401,689,000 | 376,358,000 |
| Interest-bearing deposits | 305,194,000 | 279,593,000 | 348,417,000 | 321,673,000 |
| Noninterest-bearing deposits | 56,236,000 | 54,812,000 | 53,272,000 | 54,685,000 |
| Equity capital | 25,972,000 | 26,276,000 | 32,019,000 | 30,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,686,000 | 7,552,000 | 11,567,000 | 15,908,000 |
| Interest expense | 1,156,000 | 2,344,000 | 3,558,000 | 4,855,000 |
| Net interest income | 2,530,000 | 5,208,000 | 8,009,000 | 11,053,000 |
| Noninterest income | 379,000 | 790,000 | 1,232,000 | 1,654,000 |
| Noninterest expense | 1,685,000 | 3,422,000 | 5,220,000 | 7,002,000 |
| Provision for loan losses | 125,000 | 228,000 | 338,000 | 379,000 |
| Pretax income | 1,086,000 | 2,335,000 | 3,653,000 | 5,296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,086,000 | 2,335,000 | 3,653,000 | 5,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,932,000 | 36,854,000 | 37,791,000 | 39,102,000 |