Call reports 2023
UNION BANK, INC. — 2023
What UNION BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 378,770,000 | 359,270,000 | 384,932,000 | 363,564,000 |
| Total loans | 150,408,000 | 151,529,000 | 152,399,000 | 155,774,000 |
| Allowance for loan losses | 2,008,000 | 1,681,000 | 1,545,000 | 1,447,000 |
| Securities available for sale | 177,368,000 | 168,423,000 | 161,147,000 | 171,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,926,000 | 334,459,000 | 363,343,000 | 333,723,000 |
| Interest-bearing deposits | 276,812,000 | 265,846,000 | 302,742,000 | 276,235,000 |
| Noninterest-bearing deposits | 75,114,000 | 68,613,000 | 60,601,000 | 57,488,000 |
| Equity capital | 23,762,000 | 21,807,000 | 18,062,000 | 26,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,233,000 | 6,530,000 | 9,988,000 | 13,654,000 |
| Interest expense | 304,000 | 933,000 | 2,008,000 | 3,107,000 |
| Net interest income | 2,929,000 | 5,597,000 | 7,980,000 | 10,547,000 |
| Noninterest income | 352,000 | 1,005,000 | 1,368,000 | 1,767,000 |
| Noninterest expense | 1,655,000 | 3,284,000 | 4,954,000 | 6,642,000 |
| Provision for loan losses | 30,000 | 174,000 | 299,000 | 407,000 |
| Pretax income | 1,596,000 | 3,107,000 | 4,058,000 | 5,228,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,596,000 | 3,107,000 | 4,058,000 | 5,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,187,000 | 34,042,000 | 34,685,000 | 35,518,000 |
| Total capital | 35,195,000 | 35,760,000 | 36,267,000 | 37,003,000 |
| Risk-weighted assets | 175,303,000 | 168,802,000 | 176,489,000 | 177,696,000 |