Call reports 2022
UNION BANK, INC. — 2022
What UNION BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 387,497,000 | 365,020,000 | 370,930,000 | 371,477,000 |
| Total loans | 142,266,000 | 145,731,000 | 148,768,000 | 147,492,000 |
| Allowance for loan losses | 1,951,000 | 1,864,000 | 1,805,000 | 1,767,000 |
| Securities available for sale | 184,638,000 | 180,358,000 | 173,071,000 | 178,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,375,000 | 336,846,000 | 350,414,000 | 346,997,000 |
| Interest-bearing deposits | 276,845,000 | 258,119,000 | 267,489,000 | 260,591,000 |
| Noninterest-bearing deposits | 79,530,000 | 78,727,000 | 82,925,000 | 86,406,000 |
| Equity capital | 28,373,000 | 24,245,000 | 17,328,000 | 20,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,661,000 | 5,456,000 | 8,382,000 | 11,554,000 |
| Interest expense | 132,000 | 238,000 | 387,000 | 527,000 |
| Net interest income | 2,529,000 | 5,218,000 | 7,995,000 | 11,027,000 |
| Noninterest income | 284,000 | 619,000 | 953,000 | 1,318,000 |
| Noninterest expense | 1,502,000 | 3,053,000 | 4,661,000 | 6,343,000 |
| Provision for loan losses | 230,000 | 490,000 | 740,000 | 860,000 |
| Pretax income | 1,081,000 | 2,294,000 | 3,547,000 | 5,142,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,081,000 | 2,294,000 | 3,547,000 | 5,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,707,000 | 30,630,000 | 31,564,000 | 32,937,000 |
| Total capital | 31,658,000 | 32,494,000 | 33,369,000 | 34,704,000 |
| Risk-weighted assets | 173,520,000 | 170,469,000 | 170,338,000 | 174,613,000 |