Call reports 2021
UNION BANK, INC. — 2021
What UNION BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 331,985,000 | 331,224,000 | 357,352,000 | 370,924,000 |
| Total loans | 123,618,000 | 128,449,000 | 130,750,000 | 144,281,000 |
| Allowance for loan losses | 1,652,000 | 1,699,000 | 1,721,000 | 1,724,000 |
| Securities available for sale | 145,602,000 | 156,301,000 | 161,907,000 | 171,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,496,000 | 290,580,000 | 316,462,000 | 329,900,000 |
| Interest-bearing deposits | 229,518,000 | 222,685,000 | 247,384,000 | 255,047,000 |
| Noninterest-bearing deposits | 62,978,000 | 67,895,000 | 69,078,000 | 74,853,000 |
| Equity capital | 37,192,000 | 37,974,000 | 38,161,000 | 37,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,201,000 | 4,447,000 | 6,703,000 | 9,175,000 |
| Interest expense | 127,000 | 256,000 | 386,000 | 528,000 |
| Net interest income | 2,074,000 | 4,191,000 | 6,317,000 | 8,647,000 |
| Noninterest income | 276,000 | 601,000 | 1,535,000 | 1,910,000 |
| Noninterest expense | 1,450,000 | 2,901,000 | 4,424,000 | 5,923,000 |
| Provision for loan losses | 75,000 | 125,000 | 148,000 | 238,000 |
| Pretax income | 825,000 | 1,772,000 | 3,286,000 | 4,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 825,000 | 1,772,000 | 3,286,000 | 4,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,986,000 | 27,718,000 | 28,687,000 | 29,521,000 |