Call reports 2020
UNION BANK, INC. — 2020
What UNION BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 271,891,000 | 289,752,000 | 309,668,000 | 303,639,000 |
| Total loans | 117,606,000 | 118,227,000 | 123,057,000 | 122,683,000 |
| Allowance for loan losses | 1,255,000 | 1,457,000 | 1,509,000 | 1,577,000 |
| Securities available for sale | 115,559,000 | 127,448,000 | 132,835,000 | 135,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,202,000 | 249,987,000 | 269,212,000 | 262,562,000 |
| Interest-bearing deposits | 177,760,000 | 188,625,000 | 211,080,000 | 205,168,000 |
| Noninterest-bearing deposits | 55,442,000 | 61,362,000 | 58,132,000 | 57,394,000 |
| Equity capital | 35,752,000 | 37,155,000 | 37,954,000 | 38,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,356,000 | 4,667,000 | 6,920,000 | 9,192,000 |
| Interest expense | 154,000 | 308,000 | 439,000 | 580,000 |
| Net interest income | 2,202,000 | 4,359,000 | 6,481,000 | 8,612,000 |
| Noninterest income | 244,000 | 527,000 | 876,000 | 1,226,000 |
| Noninterest expense | 1,434,000 | 2,824,000 | 4,231,000 | 5,656,000 |
| Provision for loan losses | 36,000 | 238,000 | 342,000 | 462,000 |
| Pretax income | 1,003,000 | 1,851,000 | 2,811,000 | 3,747,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,003,000 | 1,851,000 | 2,811,000 | 3,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,245,000 | 25,863,000 | 26,605,000 | 27,115,000 |