Call reports 2019
UNION BANK, INC. — 2019
What UNION BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 264,203,000 | 258,816,000 | 266,413,000 | 263,069,000 |
| Total loans | 112,714,000 | 115,673,000 | 116,917,000 | 116,714,000 |
| Allowance for loan losses | 1,114,000 | 1,150,000 | 1,186,000 | 1,232,000 |
| Securities available for sale | 108,759,000 | 109,505,000 | 110,606,000 | 110,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,218,000 | 223,134,000 | 230,138,000 | 226,043,000 |
| Interest-bearing deposits | 172,798,000 | 165,439,000 | 175,673,000 | 170,564,000 |
| Noninterest-bearing deposits | 56,420,000 | 57,695,000 | 54,465,000 | 55,479,000 |
| Equity capital | 30,268,000 | 32,340,000 | 33,736,000 | 34,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,382,000 | 4,817,000 | 7,235,000 | 9,695,000 |
| Interest expense | 125,000 | 249,000 | 391,000 | 547,000 |
| Net interest income | 2,257,000 | 4,568,000 | 6,844,000 | 9,148,000 |
| Noninterest income | 215,000 | 474,000 | 750,000 | 1,004,000 |
| Noninterest expense | 1,382,000 | 2,739,000 | 4,145,000 | 5,577,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 1,057,000 | 2,234,000 | 3,344,000 | 4,434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,057,000 | 2,234,000 | 3,344,000 | 4,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,876,000 | 23,636,000 | 24,471,000 | 25,197,000 |
| Total capital | 23,990,000 | 24,786,000 | 25,657,000 | 26,429,000 |
| Risk-weighted assets | 127,046,000 | 127,977,000 | 129,075,000 | 128,795,000 |