Call reports 2018
UNION BANK, INC. — 2018
What UNION BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 260,688,000 | 251,179,000 | 258,640,000 | 257,453,000 |
| Total loans | 103,756,000 | 106,616,000 | 110,244,000 | 112,752,000 |
| Allowance for loan losses | 1,035,000 | 1,070,000 | 1,084,000 | 1,105,000 |
| Securities available for sale | 109,894,000 | 107,685,000 | 106,109,000 | 110,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,115,000 | 218,949,000 | 229,796,000 | 225,808,000 |
| Interest-bearing deposits | 175,782,000 | 163,251,000 | 174,276,000 | 167,565,000 |
| Noninterest-bearing deposits | 56,333,000 | 55,698,000 | 55,520,000 | 58,243,000 |
| Equity capital | 26,348,000 | 26,592,000 | 26,612,000 | 28,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,159,000 | 4,371,000 | 6,629,000 | 9,017,000 |
| Interest expense | 90,000 | 180,000 | 287,000 | 399,000 |
| Net interest income | 2,069,000 | 4,191,000 | 6,342,000 | 8,618,000 |
| Noninterest income | 213,000 | 451,000 | 693,000 | 941,000 |
| Noninterest expense | 1,317,000 | 2,646,000 | 4,012,000 | 5,421,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 929,000 | 1,924,000 | 2,922,000 | 4,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 929,000 | 1,924,000 | 2,922,000 | 4,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,527,000 | 21,278,000 | 22,018,000 | 22,564,000 |
| Total capital | 21,562,000 | 22,348,000 | 23,102,000 | 23,669,000 |
| Risk-weighted assets | 113,271,000 | 113,991,000 | 118,855,000 | 126,495,000 |