Call reports 2017
UNION BANK, INC. — 2017
What UNION BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 263,188,000 | 251,683,000 | 264,322,000 | 258,916,000 |
| Total loans | 94,708,000 | 97,470,000 | 100,978,000 | 102,548,000 |
| Allowance for loan losses | 929,000 | 950,000 | 969,000 | 1,001,000 |
| Securities available for sale | 110,840,000 | 114,593,000 | 113,471,000 | 115,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,221,000 | 221,154,000 | 233,826,000 | 228,538,000 |
| Interest-bearing deposits | 177,148,000 | 170,096,000 | 179,160,000 | 173,708,000 |
| Noninterest-bearing deposits | 57,073,000 | 51,058,000 | 54,666,000 | 54,830,000 |
| Equity capital | 26,542,000 | 27,641,000 | 27,918,000 | 27,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 3,913,000 | 5,963,000 | 8,070,000 |
| Interest expense | 80,000 | 161,000 | 244,000 | 331,000 |
| Net interest income | 1,819,000 | 3,752,000 | 5,719,000 | 7,739,000 |
| Noninterest income | 208,000 | 427,000 | 670,000 | 878,000 |
| Noninterest expense | 1,292,000 | 2,531,000 | 3,854,000 | 5,183,000 |
| Provision for loan losses | 9,000 | 28,000 | 52,000 | 84,000 |
| Pretax income | 726,000 | 1,635,000 | 2,498,000 | 3,365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 726,000 | 1,635,000 | 2,498,000 | 3,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,784,000 | 19,478,000 | 19,891,000 | 20,522,000 |
| Total capital | 19,713,000 | 20,428,000 | 20,860,000 | 21,523,000 |
| Risk-weighted assets | 107,914,000 | 104,768,000 | 111,555,000 | 112,840,000 |