Call reports 2016
UNION BANK, INC. — 2016
What UNION BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 237,051,000 | 231,208,000 | 233,587,000 | 257,132,000 |
| Total loans | 83,629,000 | 87,548,000 | 90,608,000 | 91,132,000 |
| Allowance for loan losses | 1,014,000 | 1,016,000 | 1,024,000 | 920,000 |
| Securities available for sale | 111,732,000 | 109,430,000 | 104,451,000 | 110,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,704,000 | 197,575,000 | 202,364,000 | 228,085,000 |
| Interest-bearing deposits | 168,312,000 | 159,898,000 | 164,762,000 | 169,311,000 |
| Noninterest-bearing deposits | 38,392,000 | 37,677,000 | 37,602,000 | 58,774,000 |
| Equity capital | 27,587,000 | 28,720,000 | 28,668,000 | 26,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,856,000 | 3,689,000 | 5,527,000 | 7,422,000 |
| Interest expense | 116,000 | 213,000 | 307,000 | 394,000 |
| Net interest income | 1,740,000 | 3,476,000 | 5,220,000 | 7,028,000 |
| Noninterest income | 249,000 | 488,000 | 727,000 | 948,000 |
| Noninterest expense | 1,300,000 | 2,539,000 | 3,868,000 | 5,223,000 |
| Provision for loan losses | 0 | 6,000 | 15,000 | 24,000 |
| Pretax income | 701,000 | 1,431,000 | 2,076,000 | 2,759,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 701,000 | 1,431,000 | 2,076,000 | 2,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,599,000 | 17,960,000 | 18,407,000 | 18,699,000 |
| Total capital | 18,613,000 | 18,976,000 | 19,431,000 | 19,619,000 |
| Risk-weighted assets | 99,590,000 | 100,182,000 | 101,406,000 | 107,095,000 |