Call reports 2015
UNION BANK, INC. — 2015
What UNION BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 237,625,000 | 234,061,000 | 235,275,000 | 234,320,000 |
| Total loans | 77,871,000 | 79,909,000 | 81,234,000 | 80,703,000 |
| Allowance for loan losses | 1,010,000 | 1,012,000 | 1,010,000 | 1,009,000 |
| Securities available for sale | 113,766,000 | 114,791,000 | 111,734,000 | 113,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,844,000 | 203,879,000 | 206,503,000 | 201,409,000 |
| Interest-bearing deposits | 163,019,000 | 162,170,000 | 166,181,000 | 163,552,000 |
| Noninterest-bearing deposits | 45,825,000 | 41,709,000 | 40,322,000 | 37,857,000 |
| Equity capital | 26,289,000 | 25,902,000 | 26,372,000 | 26,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,852,000 | 3,659,000 | 5,439,000 | 7,268,000 |
| Interest expense | 141,000 | 271,000 | 397,000 | 518,000 |
| Net interest income | 1,711,000 | 3,388,000 | 5,042,000 | 6,750,000 |
| Noninterest income | 223,000 | 496,000 | 758,000 | 998,000 |
| Noninterest expense | 1,176,000 | 2,352,000 | 3,685,000 | 5,033,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 758,000 | 1,532,000 | 2,246,000 | 2,846,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 758,000 | 1,532,000 | 2,246,000 | 2,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,394,000 | 16,895,000 | 17,232,000 | 17,646,000 |
| Total capital | 17,404,000 | 17,907,000 | 18,242,000 | 18,655,000 |
| Risk-weighted assets | 90,668,000 | 93,200,000 | 94,762,000 | 95,121,000 |