Call reports 2014
UNION BANK, INC. — 2014
What UNION BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 221,243,000 | 221,244,000 | 224,972,000 | 235,559,000 |
| Total loans | 80,901,000 | 78,726,000 | 78,116,000 | 76,602,000 |
| Allowance for loan losses | 1,007,000 | 1,003,000 | 1,004,000 | 1,006,000 |
| Securities available for sale | 98,164,000 | 103,326,000 | 105,358,000 | 111,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,656,000 | 194,481,000 | 198,299,000 | 208,229,000 |
| Interest-bearing deposits | 153,538,000 | 153,840,000 | 155,241,000 | 161,500,000 |
| Noninterest-bearing deposits | 42,118,000 | 40,641,000 | 43,058,000 | 46,729,000 |
| Equity capital | 23,457,000 | 24,333,000 | 24,521,000 | 25,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,826,000 | 3,679,000 | 5,527,000 | 7,363,000 |
| Interest expense | 230,000 | 435,000 | 612,000 | 769,000 |
| Net interest income | 1,596,000 | 3,244,000 | 4,915,000 | 6,594,000 |
| Noninterest income | 248,000 | 494,000 | 738,000 | 985,000 |
| Noninterest expense | 1,228,000 | 2,479,000 | 3,709,000 | 4,968,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 601,000 | 1,248,000 | 1,933,000 | 2,600,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 601,000 | 1,248,000 | 1,933,000 | 2,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,880,000 | 15,165,000 | 15,673,000 | 15,931,000 |
| Total capital | 15,887,000 | 16,168,000 | 16,677,000 | 16,937,000 |
| Risk-weighted assets | 96,220,000 | 100,660,000 | 98,146,000 | 98,219,000 |