Call reports 2012
UNION BANK, INC. — 2012
What UNION BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 201,887,000 | 199,011,000 | 207,220,000 | 210,423,000 |
| Total loans | 74,961,000 | 75,465,000 | 77,014,000 | 77,024,000 |
| Allowance for loan losses | 990,000 | 1,017,000 | 996,000 | 965,000 |
| Securities available for sale | 91,007,000 | 96,194,000 | 94,326,000 | 97,955,000 |
| Securities held to maturity | 12,000 | 12,000 | 6,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,864,000 | 172,500,000 | 179,928,000 | 183,472,000 |
| Interest-bearing deposits | 149,764,000 | 143,712,000 | 145,948,000 | 152,691,000 |
| Noninterest-bearing deposits | 26,100,000 | 28,788,000 | 33,980,000 | 30,781,000 |
| Equity capital | 23,555,000 | 23,999,000 | 24,555,000 | 24,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,896,000 | 3,828,000 | 5,743,000 | 7,609,000 |
| Interest expense | 398,000 | 788,000 | 1,153,000 | 1,524,000 |
| Net interest income | 1,498,000 | 3,040,000 | 4,590,000 | 6,085,000 |
| Noninterest income | 284,000 | 520,000 | 773,000 | 1,038,000 |
| Noninterest expense | 1,162,000 | 2,292,000 | 3,441,000 | 4,602,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 605,000 | 1,238,000 | 1,877,000 | 2,461,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 605,000 | 1,238,000 | 1,877,000 | 2,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,444,000 | 12,887,000 | 13,207,000 | 13,634,000 |
| Total capital | 13,434,000 | 13,904,000 | 14,203,000 | 14,599,000 |
| Risk-weighted assets | 85,679,000 | 85,192,000 | 89,453,000 | 88,529,000 |