Call reports 2011
UNION BANK, INC. — 2011
What UNION BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 188,676,000 | 190,259,000 | 191,680,000 | 184,111,000 |
| Total loans | 81,640,000 | 79,149,000 | 77,709,000 | 77,614,000 |
| Allowance for loan losses | 1,086,000 | 1,032,000 | 990,000 | 1,010,000 |
| Securities available for sale | 78,555,000 | 83,956,000 | 82,602,000 | 82,260,000 |
| Securities held to maturity | 23,000 | 23,000 | 17,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,788,000 | 162,893,000 | 165,682,000 | 157,752,000 |
| Interest-bearing deposits | 138,234,000 | 136,888,000 | 143,035,000 | 136,433,000 |
| Noninterest-bearing deposits | 25,554,000 | 26,005,000 | 22,647,000 | 21,319,000 |
| Equity capital | 21,835,000 | 22,475,000 | 23,067,000 | 23,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,019,000 | 4,072,000 | 6,071,000 | 8,011,000 |
| Interest expense | 446,000 | 907,000 | 1,345,000 | 1,780,000 |
| Net interest income | 1,573,000 | 3,165,000 | 4,726,000 | 6,231,000 |
| Noninterest income | 195,000 | 392,000 | 609,000 | 827,000 |
| Noninterest expense | 1,178,000 | 2,372,000 | 3,559,000 | 4,712,000 |
| Provision for loan losses | 0 | 10,000 | 25,000 | 40,000 |
| Pretax income | 590,000 | 1,175,000 | 1,755,000 | 2,310,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 590,000 | 1,175,000 | 1,755,000 | 2,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,675,000 | 11,911,000 | 11,974,000 | 12,197,000 |
| Total capital | 12,751,000 | 12,943,000 | 12,964,000 | 13,207,000 |
| Risk-weighted assets | 86,059,000 | 84,718,000 | 84,251,000 | 81,551,000 |