Call reports 2010
UNION BANK, INC. — 2010
What UNION BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 182,138,000 | 182,321,000 | 183,544,000 | 179,782,000 |
| Total loans | 84,679,000 | 83,623,000 | 82,375,000 | 81,987,000 |
| Allowance for loan losses | 1,119,000 | 1,118,000 | 1,077,000 | 1,082,000 |
| Securities available for sale | 67,434,000 | 72,176,000 | 69,420,000 | 72,970,000 |
| Securities held to maturity | 34,000 | 34,000 | 28,000 | 28,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,237,000 | 155,356,000 | 158,861,000 | 154,893,000 |
| Interest-bearing deposits | 137,895,000 | 135,080,000 | 139,107,000 | 133,894,000 |
| Noninterest-bearing deposits | 20,342,000 | 20,276,000 | 19,754,000 | 20,999,000 |
| Equity capital | 21,246,000 | 21,916,000 | 22,083,000 | 21,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,135,000 | 4,256,000 | 6,341,000 | 8,404,000 |
| Interest expense | 560,000 | 1,072,000 | 1,544,000 | 2,020,000 |
| Net interest income | 1,575,000 | 3,184,000 | 4,797,000 | 6,384,000 |
| Noninterest income | 183,000 | 386,000 | 581,000 | 801,000 |
| Noninterest expense | 1,192,000 | 2,380,000 | 3,614,000 | 4,816,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 566,000 | 1,192,000 | 1,764,000 | 2,354,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 566,000 | 1,192,000 | 1,764,000 | 2,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,953,000 | 11,307,000 | 11,382,000 | 11,622,000 |
| Total capital | 12,061,000 | 12,409,000 | 12,451,000 | 12,684,000 |
| Risk-weighted assets | 88,663,000 | 88,175,000 | 85,480,000 | 84,932,000 |