Call reports 2002
UNION BANK, INC. — 2002
What UNION BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 63,460,000 | 65,066,000 | 65,623,000 | 64,717,000 |
| Total loans | 40,508,000 | 40,848,000 | 41,891,000 | 41,142,000 |
| Allowance for loan losses | 509,000 | 530,000 | 554,000 | 576,000 |
| Securities available for sale | 10,486,000 | 11,945,000 | 11,821,000 | 12,492,000 |
| Securities held to maturity | 1,032,000 | 832,000 | 828,000 | 827,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,655,000 | 55,130,000 | 55,486,000 | 54,288,000 |
| Interest-bearing deposits | 49,130,000 | 50,406,000 | 50,432,000 | 49,419,000 |
| Noninterest-bearing deposits | 4,525,000 | 4,724,000 | 5,054,000 | 4,869,000 |
| Equity capital | 8,630,000 | 8,792,000 | 8,973,000 | 8,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,052,000 | 3,096,000 | 4,110,000 |
| Interest expense | 374,000 | 728,000 | 1,066,000 | 1,387,000 |
| Net interest income | 648,000 | 1,324,000 | 2,030,000 | 2,723,000 |
| Noninterest income | 78,000 | 159,000 | 247,000 | 328,000 |
| Noninterest expense | 491,000 | 1,015,000 | 1,527,000 | 2,070,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 205,000 | 408,000 | 660,000 | 861,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 205,000 | 408,000 | 660,000 | 861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,162,000 | 4,180,000 | 4,377,000 | 4,275,000 |
| Total capital | 4,669,000 | 4,685,000 | 4,904,000 | 4,781,000 |
| Risk-weighted assets | 40,539,000 | 40,339,000 | 42,241,000 | 41,091,000 |