Call reports 2001
UNION BANK, INC. — 2001
What UNION BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 62,324,000 | 62,244,000 | 63,323,000 | 62,833,000 |
| Total loans | 36,191,000 | 38,703,000 | 41,097,000 | 40,703,000 |
| Allowance for loan losses | 406,000 | 430,000 | 460,000 | 477,000 |
| Securities available for sale | 11,159,000 | 11,821,000 | 11,541,000 | 11,132,000 |
| Securities held to maturity | 1,141,000 | 1,040,000 | 1,035,000 | 1,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,069,000 | 51,948,000 | 52,938,000 | 52,642,000 |
| Interest-bearing deposits | 47,003,000 | 47,564,000 | 48,392,000 | 47,507,000 |
| Noninterest-bearing deposits | 5,066,000 | 4,384,000 | 4,546,000 | 5,135,000 |
| Equity capital | 9,014,000 | 8,960,000 | 9,177,000 | 8,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,112,000 | 2,219,000 | 3,335,000 | 4,430,000 |
| Interest expense | 497,000 | 999,000 | 1,473,000 | 1,913,000 |
| Net interest income | 615,000 | 1,220,000 | 1,862,000 | 2,517,000 |
| Noninterest income | 87,000 | 158,000 | 252,000 | 332,000 |
| Noninterest expense | 562,000 | 1,124,000 | 1,677,000 | 2,222,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 126,000 | 228,000 | 381,000 | 541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 228,000 | 381,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,245,000 | 4,314,000 | 4,458,000 | 4,444,000 |
| Total capital | 4,651,000 | 4,744,000 | 4,918,000 | 4,921,000 |
| Risk-weighted assets | 36,121,000 | 38,050,000 | 40,443,000 | 40,457,000 |