Call reports 2026
1ST SUMMIT BANK — 2026
What 1ST SUMMIT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,512,087,000 | 1,520,450,000 |
| Total loans | 898,547,000 | 917,309,000 |
| Allowance for loan losses | 6,965,000 | 7,242,000 |
| Securities available for sale | 330,373,000 | 320,170,000 |
| Securities held to maturity | 191,815,000 | 186,428,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,192,378,000 | 1,177,819,000 |
| Interest-bearing deposits | 1,057,932,000 | 1,044,951,000 |
| Noninterest-bearing deposits | 134,446,000 | 132,868,000 |
| Equity capital | 106,379,000 | 110,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 16,115,000 | 33,014,000 |
| Interest expense | 7,373,000 | 14,891,000 |
| Net interest income | 8,742,000 | 18,123,000 |
| Noninterest income | 1,897,000 | 4,117,000 |
| Noninterest expense | 8,217,000 | 16,618,000 |
| Provision for loan losses | 200,000 | 400,000 |
| Pretax income | 2,665,000 | 5,666,000 |
| Income tax | 288,000 | 673,000 |
| Net income | 2,377,000 | 4,993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 129,221,000 | 130,926,000 |
| Total capital | 136,532,000 | 138,514,000 |
| Risk-weighted assets | 942,178,000 | 952,899,000 |