Call report 2007Q4
1ST SUMMIT BANK — 2007Q4
The 22 measures 1ST SUMMIT BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 468,418,000 | USD | evidence → |
| Total loans | 283,780,000 | USD | evidence → |
| Allowance for loan losses | 3,472,000 | USD | evidence → |
| Securities available for sale | 131,685,000 | USD | evidence → |
| Securities held to maturity | 25,301,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 398,581,000 | USD | evidence → |
| Interest-bearing deposits | 371,329,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,252,000 | USD | evidence → |
| Equity capital | 35,986,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,643,000 | USD | evidence → |
| Interest expense | 15,006,000 | USD | evidence → |
| Net interest income | 12,637,000 | USD | evidence → |
| Noninterest income | 3,717,000 | USD | evidence → |
| Noninterest expense | 10,333,000 | USD | evidence → |
| Provision for loan losses | 473,000 | USD | evidence → |
| Pretax income | 5,796,000 | USD | evidence → |
| Income tax | 1,433,000 | USD | evidence → |
| Net income | 4,363,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,413,000 | USD | evidence → |
| Total capital | 40,085,000 | USD | evidence → |
| Risk-weighted assets | 314,076,000 | USD | evidence → |