Call report 2004Q4
1ST SUMMIT BANK — 2004Q4
The 22 measures 1ST SUMMIT BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 374,598,000 | USD | evidence → |
| Total loans | 202,232,000 | USD | evidence → |
| Allowance for loan losses | 2,800,000 | USD | evidence → |
| Securities available for sale | 132,872,000 | USD | evidence → |
| Securities held to maturity | 16,072,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 324,020,000 | USD | evidence → |
| Interest-bearing deposits | 302,335,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,685,000 | USD | evidence → |
| Equity capital | 31,533,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,331,000 | USD | evidence → |
| Interest expense | 7,679,000 | USD | evidence → |
| Net interest income | 11,652,000 | USD | evidence → |
| Noninterest income | 2,794,000 | USD | evidence → |
| Noninterest expense | 8,554,000 | USD | evidence → |
| Provision for loan losses | 760,000 | USD | evidence → |
| Pretax income | 5,545,000 | USD | evidence → |
| Income tax | 1,450,000 | USD | evidence → |
| Net income | 4,095,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,953,000 | USD | evidence → |
| Total capital | 33,623,000 | USD | evidence → |
| Risk-weighted assets | 230,785,000 | USD | evidence → |