Call reports 2005
FIRST NATIONAL BANK — 2005
What FIRST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 75,900,000 |
| Total loans | 40,187,000 |
| Allowance for loan losses | 717,000 |
| Securities available for sale | 15,262,000 |
| Securities held to maturity | 11,317,000 |
| Trading assets | 0 |
| Total deposits | 60,727,000 |
| Interest-bearing deposits | 50,681,000 |
| Noninterest-bearing deposits | 10,046,000 |
| Equity capital | 6,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 890,000 |
| Interest expense | 246,000 |
| Net interest income | 644,000 |
| Noninterest income | 114,000 |
| Noninterest expense | 347,000 |
| Provision for loan losses | 6,000 |
| Pretax income | 405,000 |
| Income tax | 147,000 |
| Net income | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 6,349,000 |
| Total capital | 6,901,000 |
| Risk-weighted assets | 43,545,000 |