Call reports 2004
FIRST NATIONAL BANK — 2004
What FIRST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 76,028,000 | 78,204,000 | 76,254,000 | 74,384,000 |
| Total loans | 42,990,000 | 42,418,000 | 49,104,000 | 42,271,000 |
| Allowance for loan losses | 699,000 | 702,000 | 705,000 | 709,000 |
| Securities available for sale | 8,090,000 | 7,887,000 | 9,413,000 | 9,374,000 |
| Securities held to maturity | 19,612,000 | 17,574,000 | 13,350,000 | 12,334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,615,000 | 62,839,000 | 60,193,000 | 59,316,000 |
| Interest-bearing deposits | 52,580,000 | 53,998,000 | 50,750,000 | 48,258,000 |
| Noninterest-bearing deposits | 8,035,000 | 8,841,000 | 9,443,000 | 11,058,000 |
| Equity capital | 8,942,000 | 9,030,000 | 9,341,000 | 8,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,788,000 | 2,700,000 | 3,663,000 |
| Interest expense | 259,000 | 508,000 | 749,000 | 988,000 |
| Net interest income | 658,000 | 1,280,000 | 1,951,000 | 2,675,000 |
| Noninterest income | 71,000 | 147,000 | 225,000 | 295,000 |
| Noninterest expense | 365,000 | 723,000 | 1,079,000 | 1,408,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 358,000 | 698,000 | 1,091,000 | 1,556,000 |
| Income tax | 126,000 | 246,000 | 387,000 | 557,000 |
| Net income | 232,000 | 452,000 | 704,000 | 999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,899,000 | 9,118,000 | 9,370,000 | 8,791,000 |
| Total capital | 9,423,000 | 9,634,000 | 9,914,000 | 9,301,000 |
| Risk-weighted assets | 41,743,000 | 41,142,000 | 43,403,000 | 40,455,000 |