Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 78,074,000 | 78,468,000 | 75,116,000 | 77,818,000 |
| Total loans | 45,550,000 | 43,652,000 | 43,268,000 | 42,000,000 |
| Allowance for loan losses | 747,000 | 623,000 | 655,000 | 684,000 |
| Securities available for sale | 7,000 | 5,000 | 3,000 | 0 |
| Securities held to maturity | 29,372,000 | 29,703,000 | 27,991,000 | 31,534,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,282,000 | 62,584,000 | 59,109,000 | 62,612,000 |
| Interest-bearing deposits | 54,481,000 | 54,718,000 | 51,650,000 | 53,839,000 |
| Noninterest-bearing deposits | 7,801,000 | 7,866,000 | 7,459,000 | 8,773,000 |
| Equity capital | 8,609,000 | 8,861,000 | 9,116,000 | 8,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,217,000 | 2,420,000 | 3,551,000 | 4,621,000 |
| Interest expense | 543,000 | 1,054,000 | 1,510,000 | 1,924,000 |
| Net interest income | 674,000 | 1,366,000 | 2,041,000 | 2,697,000 |
| Noninterest income | 52,000 | 112,000 | 212,000 | 291,000 |
| Noninterest expense | 357,000 | 717,000 | 1,073,000 | 1,416,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 339,000 | 701,000 | 1,090,000 | 1,452,000 |
| Income tax | 124,000 | 235,000 | 369,000 | 494,000 |
| Net income | 215,000 | 466,000 | 721,000 | 958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,609,000 | 8,861,000 | 9,116,000 | 8,502,000 |
| Total capital | 9,203,000 | 9,453,000 | 9,690,000 | 9,066,000 |
| Risk-weighted assets | 47,380,000 | 47,328,000 | 45,823,000 | 45,012,000 |