Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 77,601,000 | 77,227,000 | 74,400,000 | 78,039,000 |
| Total loans | 47,875,000 | 45,236,000 | 44,072,000 | 43,556,000 |
| Allowance for loan losses | 784,000 | 733,000 | 727,000 | 715,000 |
| Securities available for sale | 164,000 | 157,000 | 15,000 | 11,000 |
| Securities held to maturity | 16,839,000 | 24,370,000 | 24,468,000 | 28,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,349,000 | 64,777,000 | 61,682,000 | 63,274,000 |
| Interest-bearing deposits | 57,900,000 | 56,707,000 | 54,080,000 | 54,415,000 |
| Noninterest-bearing deposits | 7,449,000 | 8,070,000 | 7,602,000 | 8,859,000 |
| Equity capital | 8,325,000 | 8,587,000 | 8,932,000 | 8,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 2,913,000 | 4,288,000 | 5,588,000 |
| Interest expense | 758,000 | 1,511,000 | 2,175,000 | 2,798,000 |
| Net interest income | 702,000 | 1,402,000 | 2,113,000 | 2,790,000 |
| Noninterest income | 51,000 | 109,000 | 255,000 | 304,000 |
| Noninterest expense | 347,000 | 693,000 | 1,019,000 | 1,345,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 403,000 | 812,000 | 1,343,000 | 1,743,000 |
| Income tax | 138,000 | 282,000 | 468,000 | 605,000 |
| Net income | 265,000 | 530,000 | 875,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,322,000 | 8,587,000 | 8,932,000 | 8,395,000 |
| Total capital | 8,906,000 | 9,164,000 | 9,492,000 | 8,985,000 |
| Risk-weighted assets | 46,577,000 | 46,036,000 | 44,613,000 | 47,080,000 |