Call reports 2007
COMMERCE BANK, NATIONAL ASSOCIATION — 2007
What COMMERCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 42,988,099,000 | 43,643,120,000 | 45,423,861,000 | 45,216,892,000 |
| Total loans | 14,803,497,000 | 15,183,727,000 | 15,806,813,000 | 16,590,310,000 |
| Allowance for loan losses | 140,693,000 | 144,046,000 | 159,447,000 | 190,039,000 |
| Securities available for sale | 10,488,921,000 | 11,279,461,000 | 5,826,278,000 | 11,581,331,000 |
| Securities held to maturity | 13,590,528,000 | 13,406,299,000 | 13,286,555,000 | 12,091,106,000 |
| Trading assets | 162,376,000 | 84,327,000 | 6,758,859,000 | 236,500,000 |
| Total deposits | 39,619,354,000 | 40,126,588,000 | 42,292,287,000 | 41,704,719,000 |
| Interest-bearing deposits | 31,186,564,000 | 31,597,091,000 | 33,947,453,000 | 32,988,664,000 |
| Noninterest-bearing deposits | 8,432,790,000 | 8,529,497,000 | 8,344,834,000 | 8,716,055,000 |
| Equity capital | 2,511,778,000 | 2,506,710,000 | 2,525,249,000 | 2,340,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 576,108,000 | 1,173,682,000 | 1,792,543,000 | 2,407,082,000 |
| Interest expense | 277,910,000 | 568,921,000 | 877,422,000 | 1,159,414,000 |
| Net interest income | 298,198,000 | 604,761,000 | 915,121,000 | 1,247,668,000 |
| Noninterest income | 128,505,000 | 273,545,000 | 424,875,000 | 579,738,000 |
| Noninterest expense | 321,864,000 | 670,418,000 | 1,029,890,000 | 1,424,494,000 |
| Provision for loan losses | 8,500,000 | 19,550,000 | 44,050,000 | 97,550,000 |
| Pretax income | 98,598,000 | 190,597,000 | 102,893,000 | 139,516,000 |
| Income tax | 33,965,000 | 66,217,000 | 31,457,000 | 43,527,000 |
| Net income | 64,633,000 | 124,380,000 | 71,436,000 | 95,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,460,187,000 | 2,520,084,000 | 2,467,290,000 | 2,491,994,000 |
| Total capital | 2,609,025,000 | 2,672,895,000 | 2,635,375,000 | 2,692,121,000 |
| Risk-weighted assets | 21,991,603,000 | 22,541,811,000 | 23,426,897,000 | 24,256,023,000 |