Call reports 2006
COMMERCE BANK, NATIONAL ASSOCIATION — 2006
What COMMERCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 36,958,645,000 | 39,530,521,000 | 39,453,557,000 | 41,162,049,000 |
| Total loans | 12,460,718,000 | 13,225,429,000 | 13,637,157,000 | 14,504,924,000 |
| Allowance for loan losses | 122,371,000 | 125,620,000 | 132,157,000 | 137,592,000 |
| Securities available for sale | 8,773,732,000 | 9,530,263,000 | 9,353,912,000 | 9,522,861,000 |
| Securities held to maturity | 12,682,848,000 | 13,315,611,000 | 13,171,842,000 | 13,784,138,000 |
| Trading assets | 125,573,000 | 94,680,000 | 96,526,000 | 111,823,000 |
| Total deposits | 33,611,035,000 | 34,475,898,000 | 36,310,627,000 | 37,207,690,000 |
| Interest-bearing deposits | 25,981,495,000 | 26,618,917,000 | 28,435,256,000 | 29,069,575,000 |
| Noninterest-bearing deposits | 7,629,540,000 | 7,856,981,000 | 7,875,371,000 | 8,138,115,000 |
| Equity capital | 2,124,850,000 | 2,250,509,000 | 2,397,673,000 | 2,445,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 462,977,000 | 974,894,000 | 1,520,880,000 | 2,076,613,000 |
| Interest expense | 187,155,000 | 413,294,000 | 670,029,000 | 933,467,000 |
| Net interest income | 275,822,000 | 561,600,000 | 850,851,000 | 1,143,146,000 |
| Noninterest income | 101,060,000 | 215,103,000 | 336,126,000 | 467,545,000 |
| Noninterest expense | 278,212,000 | 571,759,000 | 872,739,000 | 1,194,823,000 |
| Provision for loan losses | 5,001,000 | 11,001,000 | 20,500,000 | 30,700,000 |
| Pretax income | 93,669,000 | 193,943,000 | 293,738,000 | 387,358,000 |
| Income tax | 31,398,000 | 65,222,000 | 98,025,000 | 142,322,000 |
| Net income | 62,271,000 | 128,721,000 | 195,713,000 | 245,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,138,235,000 | 2,289,868,000 | 2,357,010,000 | 2,406,482,000 |
| Total capital | 2,267,774,000 | 2,423,125,000 | 2,496,948,000 | 2,552,290,000 |
| Risk-weighted assets | 18,570,834,000 | 19,687,292,000 | 20,092,294,000 | 21,270,922,000 |