Call reports 2005
COMMERCE BANK, NATIONAL ASSOCIATION — 2005
What COMMERCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 22,571,959,000 | 23,988,062,000 | 32,698,282,000 | 34,737,091,000 |
| Total loans | 7,643,949,000 | 8,577,776,000 | 10,516,808,000 | 11,713,952,000 |
| Allowance for loan losses | 109,559,000 | 112,942,000 | 127,557,000 | 121,450,000 |
| Securities available for sale | 4,824,297,000 | 4,559,275,000 | 7,446,054,000 | 7,983,955,000 |
| Securities held to maturity | 8,041,175,000 | 8,322,815,000 | 11,843,835,000 | 11,959,077,000 |
| Trading assets | 207,051,000 | 184,799,000 | 151,823,000 | 144,478,000 |
| Total deposits | 20,636,139,000 | 21,541,937,000 | 30,088,352,000 | 31,429,667,000 |
| Interest-bearing deposits | 15,855,745,000 | 16,120,364,000 | 22,987,621,000 | 24,147,011,000 |
| Noninterest-bearing deposits | 4,780,394,000 | 5,421,573,000 | 7,100,731,000 | 7,282,656,000 |
| Equity capital | 1,295,078,000 | 1,418,017,000 | 1,845,166,000 | 2,047,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 262,177,000 | 554,170,000 | 1,073,926,000 | 1,503,502,000 |
| Interest expense | 63,235,000 | 140,746,000 | 302,057,000 | 463,217,000 |
| Net interest income | 198,942,000 | 413,424,000 | 771,869,000 | 1,040,285,000 |
| Noninterest income | 68,487,000 | 149,597,000 | 261,073,000 | 360,922,000 |
| Noninterest expense | 194,687,000 | 416,160,000 | 744,319,000 | 1,028,544,000 |
| Provision for loan losses | 3,923,000 | 7,113,000 | 12,050,000 | 16,550,000 |
| Pretax income | 69,863,000 | 143,539,000 | 286,521,000 | 345,441,000 |
| Income tax | 24,038,000 | 49,394,000 | 97,888,000 | 117,951,000 |
| Net income | 45,825,000 | 94,145,000 | 188,633,000 | 227,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,320,177,000 | 1,416,498,000 | 1,882,553,000 | 2,007,268,000 |
| Total capital | 1,429,736,000 | 1,529,440,000 | 2,010,110,000 | 2,136,518,000 |
| Risk-weighted assets | 11,451,589,000 | 12,315,403,000 | 16,025,095,000 | 17,494,110,000 |