Call reports 2004
COMMERCE BANK, NATIONAL ASSOCIATION — 2004
What COMMERCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 14,304,670,000 | 18,821,335,000 | 20,001,676,000 | 21,468,101,000 |
| Total loans | 4,894,031,000 | 6,277,057,000 | 6,762,851,000 | 7,177,439,000 |
| Allowance for loan losses | 81,878,000 | 99,152,000 | 105,401,000 | 107,751,000 |
| Securities available for sale | 6,634,032,000 | 8,321,799,000 | 8,448,069,000 | 4,723,741,000 |
| Securities held to maturity | 1,111,213,000 | 2,335,407,000 | 2,728,923,000 | 7,588,503,000 |
| Trading assets | 235,354,000 | 183,140,000 | 246,163,000 | 169,905,000 |
| Total deposits | 13,234,394,000 | 16,638,826,000 | 18,010,325,000 | 19,200,389,000 |
| Interest-bearing deposits | 11,813,250,000 | 14,647,309,000 | 15,884,479,000 | 17,546,928,000 |
| Noninterest-bearing deposits | 1,421,144,000 | 1,991,517,000 | 2,125,846,000 | 1,653,461,000 |
| Equity capital | 846,971,000 | 1,001,552,000 | 1,177,176,000 | 1,261,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 154,019,000 | 391,757,000 | 620,142,000 | 868,529,000 |
| Interest expense | 23,434,000 | 58,155,000 | 96,810,000 | 147,019,000 |
| Net interest income | 130,585,000 | 333,602,000 | 523,332,000 | 721,510,000 |
| Noninterest income | 51,971,000 | 119,590,000 | 182,198,000 | 246,624,000 |
| Noninterest expense | 146,019,000 | 328,582,000 | 515,176,000 | 706,434,000 |
| Provision for loan losses | 5,795,000 | 15,143,000 | 22,279,000 | 28,019,000 |
| Pretax income | 35,975,000 | 114,631,000 | 173,981,000 | 239,498,000 |
| Income tax | 12,022,000 | 38,355,000 | 58,251,000 | 79,936,000 |
| Net income | 23,953,000 | 76,276,000 | 115,730,000 | 159,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 811,710,000 | 1,091,070,000 | 1,170,524,000 | 1,252,355,000 |
| Total capital | 893,588,000 | 1,190,222,000 | 1,275,925,000 | 1,360,106,000 |
| Risk-weighted assets | 7,544,961,000 | 9,760,496,000 | 10,330,261,000 | 10,993,507,000 |