Call reports 2003
COMMERCE BANK, NATIONAL ASSOCIATION — 2003
What COMMERCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 10,966,314,000 | 13,294,517,000 | 12,306,349,000 | 12,903,556,000 |
| Total loans | 3,731,075,000 | 4,012,705,000 | 4,315,399,000 | 4,675,972,000 |
| Allowance for loan losses | 65,814,000 | 69,138,000 | 71,626,000 | 77,877,000 |
| Securities available for sale | 5,431,525,000 | 7,167,179,000 | 5,883,829,000 | 5,777,221,000 |
| Securities held to maturity | 660,742,000 | 613,560,000 | 718,572,000 | 927,017,000 |
| Trading assets | 206,453,000 | 210,479,000 | 221,133,000 | 171,273,000 |
| Total deposits | 8,600,232,000 | 9,524,491,000 | 10,634,928,000 | 11,547,783,000 |
| Interest-bearing deposits | 7,566,325,000 | 8,374,877,000 | 9,473,763,000 | 10,238,964,000 |
| Noninterest-bearing deposits | 1,033,907,000 | 1,149,614,000 | 1,161,165,000 | 1,308,819,000 |
| Equity capital | 616,683,000 | 691,465,000 | 759,363,000 | 758,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 125,283,000 | 261,804,000 | 400,498,000 | 545,530,000 |
| Interest expense | 24,167,000 | 49,764,000 | 73,511,000 | 96,322,000 |
| Net interest income | 101,116,000 | 212,040,000 | 326,987,000 | 449,208,000 |
| Noninterest income | 47,628,000 | 100,076,000 | 151,731,000 | 207,789,000 |
| Noninterest expense | 114,988,000 | 243,297,000 | 378,823,000 | 522,475,000 |
| Provision for loan losses | 4,925,000 | 9,549,000 | 13,524,000 | 20,973,000 |
| Pretax income | 28,831,000 | 58,253,000 | 87,273,000 | 113,084,000 |
| Income tax | 8,905,000 | 18,024,000 | 27,066,000 | 35,251,000 |
| Net income | 19,926,000 | 40,229,000 | 60,207,000 | 77,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 569,850,000 | 641,154,000 | 750,131,000 | 772,758,000 |
| Total capital | 635,664,000 | 710,292,000 | 821,757,000 | 850,635,000 |
| Risk-weighted assets | 5,773,004,000 | 6,389,663,000 | 6,689,014,000 | 7,125,532,000 |