Call reports 2002
COMMERCE BANK, NATIONAL ASSOCIATION — 2002
What COMMERCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 7,396,342,000 | 7,646,566,000 | 8,621,356,000 | 10,148,242,000 |
| Total loans | 3,189,449,000 | 3,355,890,000 | 3,548,662,000 | 3,722,404,000 |
| Allowance for loan losses | 49,067,000 | 54,986,000 | 59,245,000 | 62,528,000 |
| Securities available for sale | 2,670,761,000 | 2,510,843,000 | 3,541,446,000 | 4,671,962,000 |
| Securities held to maturity | 558,365,000 | 499,653,000 | 513,658,000 | 442,664,000 |
| Trading assets | 243,788,000 | 219,455,000 | 198,147,000 | 327,418,000 |
| Total deposits | 5,985,320,000 | 6,510,160,000 | 7,158,968,000 | 7,797,278,000 |
| Interest-bearing deposits | 5,436,801,000 | 5,932,503,000 | 6,447,435,000 | 6,982,370,000 |
| Noninterest-bearing deposits | 548,519,000 | 577,657,000 | 711,533,000 | 814,908,000 |
| Equity capital | 402,159,000 | 496,323,000 | 545,785,000 | 582,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 95,933,000 | 200,309,000 | 306,749,000 | 423,219,000 |
| Interest expense | 24,046,000 | 49,227,000 | 73,769,000 | 98,021,000 |
| Net interest income | 71,887,000 | 151,082,000 | 232,980,000 | 325,198,000 |
| Noninterest income | 32,731,000 | 69,602,000 | 111,917,000 | 153,699,000 |
| Noninterest expense | 77,710,000 | 166,430,000 | 264,940,000 | 371,955,000 |
| Provision for loan losses | 4,883,000 | 12,732,000 | 18,756,000 | 23,822,000 |
| Pretax income | 22,025,000 | 41,522,000 | 61,201,000 | 83,120,000 |
| Income tax | 6,542,000 | 12,629,000 | 18,936,000 | 25,236,000 |
| Net income | 15,483,000 | 28,893,000 | 42,265,000 | 57,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 408,922,000 | 465,933,000 | 495,305,000 | 529,424,000 |
| Total capital | 457,989,000 | 520,919,000 | 554,550,000 | 591,952,000 |
| Risk-weighted assets | 4,194,182,000 | 4,464,340,000 | 4,908,461,000 | 5,394,371,000 |