Call reports 2016
FARMERS AND MERCHANTS STATE BANK OF BLOOMING PRAIRIE — 2016
What FARMERS AND MERCHANTS STATE BANK OF BLOOMING PRAIRIE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 79,487,000 | 83,387,000 | 83,084,000 | 82,863,000 |
| Total loans | 68,570,000 | 71,966,000 | 65,990,000 | 62,646,000 |
| Allowance for loan losses | 742,000 | 740,000 | 710,000 | 765,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,078,000 | 68,579,000 | 68,802,000 | 71,615,000 |
| Interest-bearing deposits | 55,858,000 | 52,947,000 | 53,494,000 | 55,110,000 |
| Noninterest-bearing deposits | 14,220,000 | 15,632,000 | 15,308,000 | 16,505,000 |
| Equity capital | 7,006,000 | 7,148,000 | 5,183,000 | 5,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,833,000 | 2,768,000 | 3,681,000 |
| Interest expense | 66,000 | 133,000 | 209,000 | 286,000 |
| Net interest income | 832,000 | 1,700,000 | 2,559,000 | 3,395,000 |
| Noninterest income | 75,000 | 121,000 | 190,000 | 251,000 |
| Noninterest expense | 484,000 | 955,000 | 3,773,000 | 4,809,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 75,000 |
| Pretax income | 423,000 | 866,000 | -1,099,000 | -1,238,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 422,000 | 865,000 | -1,100,000 | -1,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,006,000 | 7,148,000 | 5,183,000 | 5,044,000 |
| Total capital | 7,748,000 | 7,888,000 | 5,893,000 | 5,745,000 |
| Risk-weighted assets | 62,333,000 | 64,324,000 | 60,796,000 | 56,014,000 |