Call reports 2015
FARMERS AND MERCHANTS STATE BANK OF BLOOMING PRAIRIE — 2015
What FARMERS AND MERCHANTS STATE BANK OF BLOOMING PRAIRIE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 75,968,000 | 76,266,000 | 77,918,000 | 78,463,000 |
| Total loans | 65,008,000 | 66,155,000 | 66,211,000 | 65,926,000 |
| Allowance for loan losses | 686,000 | 720,000 | 694,000 | 742,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,965,000 | 63,102,000 | 62,677,000 | 63,039,000 |
| Interest-bearing deposits | 50,544,000 | 49,857,000 | 49,167,000 | 48,299,000 |
| Noninterest-bearing deposits | 15,421,000 | 13,245,000 | 13,510,000 | 14,740,000 |
| Equity capital | 6,535,000 | 6,717,000 | 6,799,000 | 7,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,744,000 | 2,638,000 | 3,534,000 |
| Interest expense | 65,000 | 127,000 | 188,000 | 245,000 |
| Net interest income | 776,000 | 1,617,000 | 2,450,000 | 3,289,000 |
| Noninterest income | 64,000 | 137,000 | 209,000 | 281,000 |
| Noninterest expense | 516,000 | 958,000 | 1,401,000 | 2,016,000 |
| Provision for loan losses | 0 | 35,000 | 35,000 | 95,000 |
| Pretax income | 324,000 | 761,000 | 1,223,000 | 1,459,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 323,000 | 760,000 | 1,222,000 | 1,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,535,000 | 6,717,000 | 6,799,000 | 7,034,000 |
| Total capital | 7,221,000 | 7,437,000 | 7,493,000 | 7,776,000 |
| Risk-weighted assets | 58,232,000 | 59,339,000 | 59,649,000 | 59,880,000 |