Call reports 2007
FARMERS AND MERCHANTS STATE BANK OF BLOOMING PRAIRIE — 2007
What FARMERS AND MERCHANTS STATE BANK OF BLOOMING PRAIRIE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 60,528,000 | 60,499,000 | 60,745,000 | 59,173,000 |
| Total loans | 51,051,000 | 50,288,000 | 51,126,000 | 50,975,000 |
| Allowance for loan losses | 413,000 | 397,000 | 412,000 | 417,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000,000 | 1,998,000 | 1,998,000 | 1,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,129,000 | 52,002,000 | 52,894,000 | 50,008,000 |
| Interest-bearing deposits | 44,781,000 | 44,765,000 | 44,843,000 | 41,167,000 |
| Noninterest-bearing deposits | 7,348,000 | 7,237,000 | 8,051,000 | 8,841,000 |
| Equity capital | 4,406,000 | 4,403,000 | 4,632,000 | 4,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,295,000 | 3,464,000 | 4,632,000 |
| Interest expense | 452,000 | 917,000 | 1,386,000 | 1,823,000 |
| Net interest income | 672,000 | 1,378,000 | 2,078,000 | 2,809,000 |
| Noninterest income | 84,000 | 163,000 | 256,000 | 404,000 |
| Noninterest expense | 528,000 | 1,000,000 | 1,421,000 | 1,955,000 |
| Provision for loan losses | 0 | 205,000 | 220,000 | 225,000 |
| Pretax income | 228,000 | 336,000 | 693,000 | 1,033,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 227,000 | 335,000 | 692,000 | 1,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,406,000 | 4,403,000 | 4,632,000 | 4,785,000 |
| Total capital | 4,819,000 | 4,800,000 | 5,044,000 | 5,202,000 |
| Risk-weighted assets | 47,990,000 | 48,061,000 | 48,170,000 | 47,954,000 |