Call reports 2005
FARMERS AND MERCHANTS STATE BANK OF BLOOMING PRAIRIE — 2005
What FARMERS AND MERCHANTS STATE BANK OF BLOOMING PRAIRIE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 48,159,000 | 53,857,000 | 54,785,000 | 54,574,000 |
| Total loans | 42,599,000 | 47,050,000 | 47,983,000 | 46,808,000 |
| Allowance for loan losses | 393,000 | 413,000 | 411,000 | 410,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,875,000 | 1,874,000 | 1,874,000 | 1,749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,482,000 | 46,043,000 | 45,711,000 | 47,085,000 |
| Interest-bearing deposits | 33,305,000 | 37,443,000 | 36,955,000 | 38,223,000 |
| Noninterest-bearing deposits | 8,177,000 | 8,600,000 | 8,756,000 | 8,862,000 |
| Equity capital | 3,988,000 | 4,126,000 | 4,326,000 | 4,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 726,000 | 1,540,000 | 2,434,000 | 3,349,000 |
| Interest expense | 163,000 | 353,000 | 602,000 | 863,000 |
| Net interest income | 563,000 | 1,187,000 | 1,832,000 | 2,486,000 |
| Noninterest income | 102,000 | 190,000 | 281,000 | 378,000 |
| Noninterest expense | 447,000 | 846,000 | 1,234,000 | 1,726,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 531,000 | 879,000 | 1,138,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 217,000 | 530,000 | 878,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,988,000 | 4,126,000 | 4,326,000 | 4,437,000 |
| Total capital | 4,381,000 | 4,539,000 | 4,737,000 | 4,847,000 |
| Risk-weighted assets | 39,684,000 | 43,220,000 | 43,869,000 | 43,199,000 |