Call reports 2004
FARMERS AND MERCHANTS STATE BANK OF BLOOMING PRAIRIE — 2004
What FARMERS AND MERCHANTS STATE BANK OF BLOOMING PRAIRIE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 46,245,000 | 49,629,000 | 49,742,000 | 51,139,000 |
| Total loans | 39,141,000 | 41,821,000 | 42,590,000 | 41,824,000 |
| Allowance for loan losses | 366,000 | 363,000 | 362,000 | 393,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,538,000 | 3,532,000 | 2,530,000 | 2,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,795,000 | 40,884,000 | 41,812,000 | 43,194,000 |
| Interest-bearing deposits | 33,147,000 | 33,539,000 | 34,222,000 | 34,202,000 |
| Noninterest-bearing deposits | 7,648,000 | 7,345,000 | 7,590,000 | 8,992,000 |
| Equity capital | 3,503,000 | 4,021,000 | 4,189,000 | 4,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,414,000 | 2,120,000 | 2,865,000 |
| Interest expense | 153,000 | 309,000 | 472,000 | 637,000 |
| Net interest income | 548,000 | 1,105,000 | 1,648,000 | 2,228,000 |
| Noninterest income | 97,000 | 189,000 | 321,000 | 416,000 |
| Noninterest expense | 457,000 | 840,000 | 1,235,000 | 1,717,000 |
| Provision for loan losses | 0 | 0 | 0 | 33,000 |
| Pretax income | 188,000 | 454,000 | 734,000 | 894,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 187,000 | 453,000 | 733,000 | 893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,503,000 | 4,021,000 | 4,189,000 | 4,231,000 |
| Total capital | 3,869,000 | 4,384,000 | 4,551,000 | 4,624,000 |
| Risk-weighted assets | 35,521,000 | 38,894,000 | 39,236,000 | 39,032,000 |