Call reports 2003
FARMERS AND MERCHANTS STATE BANK OF BLOOMING PRAIRIE — 2003
What FARMERS AND MERCHANTS STATE BANK OF BLOOMING PRAIRIE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 45,216,000 | 44,546,000 | 45,456,000 | 46,267,000 |
| Total loans | 37,970,000 | 37,678,000 | 38,183,000 | 37,556,000 |
| Allowance for loan losses | 261,000 | 255,000 | 220,000 | 392,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,943,000 | 2,688,000 | 3,581,000 | 3,576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,881,000 | 39,960,000 | 41,063,000 | 41,904,000 |
| Interest-bearing deposits | 32,783,000 | 33,348,000 | 33,455,000 | 33,100,000 |
| Noninterest-bearing deposits | 7,098,000 | 6,612,000 | 7,608,000 | 8,804,000 |
| Equity capital | 3,287,000 | 3,360,000 | 3,502,000 | 3,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,383,000 | 2,077,000 | 2,771,000 |
| Interest expense | 196,000 | 382,000 | 557,000 | 721,000 |
| Net interest income | 487,000 | 1,001,000 | 1,520,000 | 2,050,000 |
| Noninterest income | 102,000 | 205,000 | 314,000 | 406,000 |
| Noninterest expense | 368,000 | 748,000 | 1,116,000 | 1,566,000 |
| Provision for loan losses | 0 | 0 | 0 | 174,000 |
| Pretax income | 221,000 | 458,000 | 718,000 | 716,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 220,000 | 457,000 | 717,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,287,000 | 3,360,000 | 3,502,000 | 3,421,000 |
| Total capital | 3,548,000 | 3,615,000 | 3,722,000 | 3,813,000 |
| Risk-weighted assets | 34,369,000 | 34,526,000 | 34,540,000 | 34,080,000 |