Call reports 2010
BANK IOWA — 2010
What BANK IOWA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 144,853,000 | 140,250,000 | 147,950,000 | 144,647,000 |
| Total loans | 94,125,000 | 95,309,000 | 96,639,000 | 94,048,000 |
| Allowance for loan losses | 773,000 | 805,000 | 786,000 | 815,000 |
| Securities available for sale | 24,456,000 | 28,055,000 | 25,766,000 | 30,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,247,000 | 103,906,000 | 111,574,000 | 108,556,000 |
| Interest-bearing deposits | 96,976,000 | 94,011,000 | 98,467,000 | 95,428,000 |
| Noninterest-bearing deposits | 11,271,000 | 9,895,000 | 13,107,000 | 13,128,000 |
| Equity capital | 13,488,000 | 13,702,000 | 13,703,000 | 13,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,566,000 | 3,169,000 | 4,794,000 | 6,410,000 |
| Interest expense | 523,000 | 1,026,000 | 1,513,000 | 1,999,000 |
| Net interest income | 1,043,000 | 2,143,000 | 3,281,000 | 4,411,000 |
| Noninterest income | 156,000 | 320,000 | 494,000 | 718,000 |
| Noninterest expense | 700,000 | 1,402,000 | 2,170,000 | 2,876,000 |
| Provision for loan losses | 31,000 | 62,000 | 152,000 | 182,000 |
| Pretax income | 468,000 | 999,000 | 1,453,000 | 2,071,000 |
| Income tax | 24,000 | 51,000 | 75,000 | 107,000 |
| Net income | 444,000 | 948,000 | 1,378,000 | 1,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,325,000 | 11,535,000 | 11,469,000 | 12,088,000 |
| Total capital | 12,098,000 | 12,340,000 | 12,255,000 | 12,903,000 |
| Risk-weighted assets | 102,920,000 | 105,333,000 | 108,419,000 | 105,625,000 |