Call reports 2009
BANK IOWA — 2009
What BANK IOWA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 138,333,000 | 136,493,000 | 141,877,000 | 141,102,000 |
| Total loans | 91,328,000 | 92,995,000 | 93,970,000 | 96,108,000 |
| Allowance for loan losses | 714,000 | 706,000 | 733,000 | 742,000 |
| Securities available for sale | 25,713,000 | 22,767,000 | 20,993,000 | 24,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,508,000 | 100,848,000 | 106,037,000 | 104,899,000 |
| Interest-bearing deposits | 91,901,000 | 90,678,000 | 95,172,000 | 90,206,000 |
| Noninterest-bearing deposits | 9,607,000 | 10,170,000 | 10,865,000 | 14,693,000 |
| Equity capital | 13,096,000 | 12,395,000 | 12,600,000 | 13,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,622,000 | 3,258,000 | 4,879,000 | 6,518,000 |
| Interest expense | 653,000 | 1,315,000 | 1,956,000 | 2,551,000 |
| Net interest income | 969,000 | 1,943,000 | 2,923,000 | 3,967,000 |
| Noninterest income | 178,000 | 367,000 | 517,000 | 675,000 |
| Noninterest expense | 756,000 | 1,461,000 | 2,184,000 | 2,803,000 |
| Provision for loan losses | 31,000 | 62,000 | 94,000 | 125,000 |
| Pretax income | 360,000 | 787,000 | 1,162,000 | 1,714,000 |
| Income tax | 19,000 | 41,000 | 60,000 | 88,000 |
| Net income | 341,000 | 746,000 | 1,102,000 | 1,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,816,000 | 10,241,000 | 10,293,000 | 10,849,000 |
| Total capital | 11,530,000 | 10,947,000 | 11,026,000 | 11,591,000 |
| Risk-weighted assets | 102,442,000 | 102,830,000 | 105,346,000 | 107,228,000 |