Call reports 2008
BANK IOWA — 2008
What BANK IOWA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 148,661,000 | 148,162,000 | 150,638,000 | 135,376,000 |
| Total loans | 86,059,000 | 88,081,000 | 91,573,000 | 92,455,000 |
| Allowance for loan losses | 833,000 | 834,000 | 814,000 | 685,000 |
| Securities available for sale | 31,118,000 | 34,803,000 | 30,564,000 | 27,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,714,000 | 114,519,000 | 115,618,000 | 95,801,000 |
| Interest-bearing deposits | 105,344,000 | 102,647,000 | 104,503,000 | 83,769,000 |
| Noninterest-bearing deposits | 11,370,000 | 11,872,000 | 11,115,000 | 12,032,000 |
| Equity capital | 12,738,000 | 12,786,000 | 12,924,000 | 13,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,925,000 | 3,819,000 | 5,708,000 | 7,473,000 |
| Interest expense | 924,000 | 1,776,000 | 2,568,000 | 3,267,000 |
| Net interest income | 1,001,000 | 2,043,000 | 3,140,000 | 4,206,000 |
| Noninterest income | 123,000 | 254,000 | 397,000 | 546,000 |
| Noninterest expense | 667,000 | 1,304,000 | 1,944,000 | 2,622,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 4,000 |
| Pretax income | 457,000 | 993,000 | 1,591,000 | 2,126,000 |
| Income tax | 24,000 | 51,000 | 81,000 | 109,000 |
| Net income | 433,000 | 942,000 | 1,510,000 | 2,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,157,000 | 10,699,000 | 10,901,000 | 11,042,000 |
| Total capital | 10,990,000 | 11,533,000 | 11,715,000 | 11,727,000 |
| Risk-weighted assets | 98,831,000 | 101,036,000 | 104,469,000 | 103,372,000 |